So, recently I had a pipe break in my basement Thankfully, other than 3 long boxes of comics, no other items lost, unless of course you include the carpet, padding, and sheetrock! Thankfully my insurance is covering those items...
But this lead me to a question. My insurance adjuster explained to me that I have a $500 deductible, and my comics would not be covered beyond $2500 as they fall under a category of a "Collection".
Now, my comics are not worth anything close to that...but it made me think. If I were to have a fire and say lose all my miniatures...
I've been collecting GW stuff since the Rogue Trader days.
I have no clue the value on my collection. But I know it exceeds $2500. I dare say to replace my entire gaming collection (RPG's, Board Games, GW, etc...) it would cost in excess of $10,000.
I know I'm not alone in this boat...we have expensive hobbies.
Does anyone take out extra insurance for their collections? and if so, is it expensive?