Off-Topic III: The Revengening!

[Psychosplodge]

All removing 3 for 2 offers does is punish those at the bottom, on things with long dates 3 for two or bogof are amazingly helpful, assuming you know how to budget properly, organise your freezer etx, and not just pile them in your trolley as the big shiny sign says to...

[Wolfshade]

Yup. Buy clever, my 10p bread is going strong in the freezer!

What I tend to do is buy all ym fresh stuff at one big shop, then cook for 4 and freeze the 2 spare meals. Then about mid-month pick some more fresh fruit.

It is simple.

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In othernews

They're back! All hands!

[Psychosplodge]

Nah, it's fine. who cares if they invade London?

[Wolfshade]

Nah, it's fine. who cares if they invade London?

But then the londeners might move...

[eldargal]

London isn't terrible. Unless you live there.

[Wolfshade]

London isn't terrible. Unless you live there.

I concur london isn't terrible, just those that live there...

[Psychosplodge]

I dislike it, for work reasons its a nightmare to be anywhere at a given time.

For personal visits its a pain in the arse to get to, expensive to stay, and everything insists on being there
like I've got to go again because distant worlds insists on just doing london.

[Kirsten]

But then if you get a van, you lose your ability to see velocipedists.

half velociraptor half millipede, all danger.

But a hearse is such good long term value - it'll last you 'til you die and even a bit after that!

hehehehehehehehehe

No, those people don't really exist outside of the outraged pages of tory newspapers.

unfortunately they do

People don't question the fraud rate. People question why someone should have their benefits capped at £26k which to earn net would require what £35k gross £40k gross?

yeah, the fraud percentage is low, but it is still a vast amount of money. having worked in the benefits office too I would say the percentage is not at all accurate either.

[Mr Mystery]

Hmm.

Home buying. Had a poke about. There are suddenly studio flats for sale in Royal Tunbridge Wells. Some of them surprisingly cheap (in the region of £90,000 - £110,000).

They may not be much, but.......................they are a leg on the property ladder, and likely to accumulate value quite nicely. Mortgage is unlikely to be more than I pay in rent for something similar, and has the added value of not being money pissed up the wall into someone else's pocket.

Hmm.

Further proddings.....on my wage, and being on me todd, it seems HSBC would be willing to lend me up to £108,000, though naturally the more of a deposit I can assemble, the better. Defo food for thought.

Reckon spend 3ish years assembling deposit and fixing up credit rating, and ask parental unit to help out with deposit (they did buy my bro a flat, and sooner or later it'll all be inheritance anyways). Ideally save up a minimum 10% deposit meself, which is around £12,000. £333.33 a month will see that assembled within three years, and annual bonus can be lumped into that as well, increasing amount saved as my wages rise (could get £4k raise in December.....). Reckon whatever wage goes up by goes straight into savings pot (ideally in parents name, to stop idiot spending).

Shall nip to bank as well I think to discuss most appropriate savings vessel, be it an ISA of some kind or what have you.

I'M MOVING UP IN THE WORLD PEEPS!

[Mr Mystery]

Free surround sound system! Back of the net!