Off-Topic III: The Revengening!

[40kGamer]

Yes, but how much of that is societal pressure to meet certain expectations as to quality and quantity of gifts? Living within your means is a lot easier when there aren't judgmental types looking down their noses at you if you don't have The Latest and Greatest everything.

The easy answer is to just not give a damn what society thinks. It's actually a lot harder then it sounds but if you can achieve this level of enlightenment the feeling of pure euphoria is completely worth it. Seriously, there is no better high on this earth then uncoupling personal happiness from societal expectations.

[DarkLink]

Personally, I've never really experienced any pressure to spend lots of money just to have nice, new shiny things. I still drive the same beat up toyota I had in high school, the thing has 240,000 miles on it. It just never breaks down and gets great gas mileage, and I've never gotten the impression anyone that they though lesser of me for it. Most people are impressed I'm really getting my money's worth.

[Mr Mystery]

Yes, but how much of that is societal pressure to meet certain expectations as to quality and quantity of gifts? Living within your means is a lot easier when there aren't judgmental types looking down their noses at you if you don't have The Latest and Greatest everything.

I don't have the latest and greatest.

But what I have is entirely mine. No credit agreements.

Now a couple of hundred quid? Yeah no issue there.

But getting in so deep you're still paying it off a year later? That's just madness.

[DWest]

Unfortunately, some people are put under that pressure, especially if they have affluent siblings, or in neighborhoods with lots of kids in the same age bracket and school. I'm not trying to claim it accounts for all of the debtors, but it's definitely there.

[Kirsten]

I don't have the latest and greatest.

But what I have is entirely mine. No credit agreements.

Now a couple of hundred quid? Yeah no issue there.

But getting in so deep you're still paying it off a year later? That's just madness.

in theory that is the ideal situation, always better to avoid debt. it is not always possible in reality though. I have significant debts I am paying off until January that came about because I couldn't afford my rent. nothing I could do about it, it was incur debt, or be homeless.

[Wolfshade]

in theory that is the ideal situation, always better to avoid debt. it is not always possible in reality though. I have significant debts I am paying off until January that came about because I couldn't afford my rent. nothing I could do about it, it was incur debt, or be homeless.

You could move into my shed.

My new boss has told me of a new job opportunity now is he trying to get rid of me or develope me...

[Kirsten]

is it a shed big enough for all my warhammer?

I am not accruing debt any more, just spending a few more months paying off debt that stretches back a long time

[Psychosplodge]

My new boss has told me of a new job opportunity now is he trying to get rid of me or develop me...

Well being new he could just get rid if he wanted to get rid couldn't he?
So clearly develop you, possibly.

So I found Dark Sphere, what a wonderful hobby shop
I even bought me some german helmet orc heads

[Mr Mystery]

in theory that is the ideal situation, always better to avoid debt. it is not always possible in reality though. I have significant debts I am paying off until January that came about because I couldn't afford my rent. nothing I could do about it, it was incur debt, or be homeless.

That is a necessary debt though. Not all debt is bad. But borrowing money just for Christmas to the extent you're still paying it off the following Christmas? That is stupid.

Indeed, had you been carrying Chrimbo debt when you had your issue, you may not have been able to get the credit to sort yourself out, leaving you homeless and still in debt.

[Wolfshade]

is it a shed big enough for all my warhammer?

Yes. Though be aware of the the guinea pig, he eats eyes.